A Difference in Conditions policy is a supplement policy to the CA Fair Plan.
It provides coverage where the FAIR plan policies leave off. For example, the FAIR plan policy would cover damage as it relates to a fire, but what if there is a theft or personal liability claim? This is where the Difference in Conditions policy steps in.
You can get a difference in Conditions policy for your home in San Diego, Condo insurance or even renters insurance in San Diego
Our office represents several insurance carriers to help find you a competitive rate and coverage for your needs. Each insurance company has slightly different coverages and options for the Difference in Conditions policy. I’m happy to go over your options and make the process easy.