Effective Date: 1st May 2025
1. Use of Our Website
By using this website, you represent that you are at least 18 years of age and legally capable of entering into binding agreements. You agree to use the site only for lawful purposes and in accordance with these terms.
2. Services Provided
Right Time Insurance Services provides insurance quotes, application support, and related services. The information provided on this site is for general informational purposes and does not constitute binding advice or an insurance guarantee.
3. Accuracy of Information
We strive to ensure all information on our website is accurate and up to date. However, we do not warrant that all content is error-free, complete, or current. We reserve the right to make changes or corrections at any time without notice.
4. Intellectual Property
All content on this website—including text, graphics, logos, and images—is the property of Right Time Insurance Services or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or exploit any part of this site without prior written permission.
5. User Submissions
If you submit personal or insurance-related information through our forms, you agree to provide accurate, complete, and up-to-date information. By doing so, you consent to our use of that data in accordance with our Privacy Policy.
6. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience only. We are not responsible for the content, accuracy, or privacy practices of these external sites.
7. Limitation of Liability
To the fullest extent permitted by law, Right Time Insurance Services shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use or inability to use this website or any services obtained through it.
8. Indemnification
You agree to indemnify and hold harmless Right Time Insurance Services, its affiliates, and employees from any claims, liabilities, damages, or expenses arising out of your use of the website or your violation of these terms.
9. Termination
We reserve the right to terminate or suspend your access to the site, without notice, for conduct that we believe violates these Terms of Service or is otherwise harmful to other users or us.
10. Governing Law
These Terms of Service are governed by the laws of the State of California, without regard to conflict of law principles. Any legal action arising under these terms shall be brought in the state or federal courts located in San Diego County, California.
11. Changes to Terms
We may update these Terms of Service periodically. Changes will be effective immediately upon posting to this page. Your continued use of the website constitutes acceptance of those changes.
12. Contact Us
If you have any questions about these Terms of Service, please contact us:
Right Time Insurance Services
1761 Hotel Circle South, #119
San Diego, CA 92108
Email: team@rightins.com
Phone: 619-299-6000
Fax: 800-838-4992